What Is An Umbrella Insurance Policy – With Taylor Gilbert
Post updated on June 2nd, 2025
Video transcript:
Why should you carry an umbrella liability policy?
An umbrella liability policy helps protect your assets if either your auto or your home policy pays out all available liability insurance.
So if you have an auto claim or a home liability claim and your policy pays out…let’s says it’s half a million dollars…but you had purchased an additional umbrella policy, [which] start off at a million dollars [in] base coverage…in essence you would have 1.5 million dollars of liability coverage…[to] help protect your personal assets if you were in a serious legal battle.
To learn more about umbrella insurance and how much you may need, click here.
Disclaimer: The above are merely suggestions and tips, and are not meant to guarantee individual results.


