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Home Insurance

Having quality insurance protection on your home is of the utmost importance. Whether it’s your first home or your fifth, our experienced agents will give your home insurance the care and attention it deserves, finding you the best coverage and price from among over 30 of the most trusted insurance companies available.

Homeowner’s Insurance Coverage


Damage to Home and Other Structures – Covers your home and other structures on your property for damage from things like weather, fire, and more.

Liability Coverage – Covers you for damages or injuries to another person, when you are liable.

Personal Property Coverage – Covers you for damage or theft to your clothes, furniture, electronics, and other personal property.

Medical Payments – Pays for minor medical bills for injured guests.

Scheduled Property (Art, Guns, Jewelry, etc.) – Coverage for special classes of property that have lower limits on standard homeowners insurance.

Water & Sewer Backup Coverage – Covers you for damage from a backup of water from a sewer or drain that originates on your property.

And more

Homeowners Insurance in Rochester, MN

What is Homeowner’s Insurance?

Homeowners insurance is a package policy, meaning it covers damage to your property and liability (legal responsibility for injury or damage to other people). Because everyone’s risk exposure is different, there are a multitude of different coverage options that may be added to a homeowners policy. We’ll help you understand what you need and what you don’t to get you the best coverage and the best price.

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We Can Cover


High Value Homes

Old & New Homes

Condos

Renters

Seasonal Homes

Landlords

New Construction

And more

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Discounts Available


Multi-Policy Discount

Mayo Employees Discount

Security Alarm Discount

Claims Free Discount

Occupation Discounts

Paid In Full Discount

And more

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If you’d like to learn more about home insurance, browse our blog below or visit the Insurance Information Institute website. They provide a breadth of educational material to help increase public understanding of insurance.

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Is Your Jewelry Fully Covered?

Is Your Jewelry Fully Covered?

Homeowners insurance often has limits on coverage for jewelry if it’s lost or stolen. Luckily, fully insuring your jewelry is...

Heavy Storms? Be on the Lookout for Heavy Damage

Heavy Storms? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a...

Protect Your Home from Costly Frozen Pipes

Protect Your Home from Costly Frozen Pipes

As water freezes, it expands, which can cause pipes or other containers to break. As temperatures drop, the risk of an incident from frozen pipes increases. According to State Farm, around 250,000 families experience damage to their home from frozen pipes each winter. Here’s what you can do to help lower your risk:

Bonfires: Keep Them Safe & Legal

Bonfires: Keep Them Safe & Legal

It’s a great feeling to hang out with friends and family around a blazing fire in your backyard — unless, of...

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